Finance calculators
Make the numbers part of your plan.
Compare borrowing costs, explore savings growth and make sense of everyday money decisions. Start with a question, then work through the assumptions behind the answer.
Browse the calculatorsA place to start
Tools for common questionsLoan Calculator
Estimate fixed-rate monthly payments and total interest.
Open calculator →02 / FinanceCompound Interest Calculator
Explore how an initial balance grows with compound interest over time.
Open calculator →03 / FinanceMortgage Calculator
Estimate mortgage repayments from the purchase, down payment and loan terms.
Open calculator →Start with a question
Choose a tool with a worked example, then check the units and assumptions behind the answer.
Explore finance
93 toolsLoans & repayment
22Amortization Calculator
Estimate a regular loan payment and total interest over the term.
APR Calculator
Estimate the effective borrowing rate including upfront fees.
Auto Lease Calculator
Estimate a lease payment from depreciation and finance charges.
Auto Loan Calculator
Estimate fixed-rate monthly payments and total interest.
Boat Loan Calculator
Estimate fixed-rate monthly payments and total interest.
Business Loan Calculator
Estimate fixed-rate monthly payments and total interest.
Car Loan Calculator
Estimate monthly car-loan payments and total repayment costs.
Cash Back or Low Interest Calculator
Compare a rebate loan with a promotional-rate loan.
Credit Card Calculator
Estimate payoff time for a fixed monthly payment.
Credit Cards Payoff Calculator
Estimate combined payoff using a fixed payment for each card.
Debt Consolidation Calculator
Compare current loan payments with one consolidation loan.
Debt Payoff Calculator
Estimate payoff time for a fixed monthly payment.
EMI Calculator
Calculate an equated monthly installment from a loan amount, rate and term.
FHA Loan Calculator
Estimate a loan with user-supplied program fees and insurance.
Interest Rate Calculator
Infer a fixed annual rate from a loan payment.
Lease Calculator
Estimate a lease payment from depreciation and finance charges.
Loan Calculator
Estimate fixed-rate monthly payments and total interest.
Payment Calculator
Estimate fixed-rate monthly payments and total interest.
Personal Loan Calculator
Check the monthly payment and total cost of a personal loan.
Refinance Calculator
Compare monthly payments and total remaining costs.
Repayment Calculator
Estimate fixed-rate monthly payments and total interest.
Student Loan Calculator
Estimate fixed-rate monthly payments and total interest.
Home & property
15Canadian Mortgage Calculator
Estimate monthly principal and interest payments.
Down Payment Calculator
Calculate the down payment and amount to finance.
HELOC Calculator
Estimate interest-only draw payments and amortized repayment.
Home Equity Loan Calculator
Estimate fixed-rate monthly payments and total interest.
Home Loan Calculator
Estimate home-loan payments and interest across the repayment period.
House Affordability Calculator
Estimate a home price from a monthly housing budget.
Mortgage Amortization Calculator
Estimate fixed-rate monthly payments and total interest.
Mortgage Calculator
Estimate mortgage repayments from the purchase, down payment and loan terms.
Mortgage Calculator UK
Estimate monthly principal and interest payments.
Mortgage Payoff Calculator
Estimate payoff time for a fixed monthly payment.
Real Estate Calculator
Estimate rental yield and cash flow.
Rent Calculator
Estimate a monthly rent budget.
Rent vs. Buy Calculator
Compare net housing costs over a chosen holding period.
Rental Property Calculator
Estimate rental yield and cash flow.
VA Mortgage Calculator
Estimate a loan with user-supplied program fees and insurance.
Saving & investing
21Average Return Calculator
Compare arithmetic and compounded annual returns.
Bond Calculator
Value a fixed-coupon bond from its yield to maturity.
CAGR Calculator
Find the annualized growth rate between a starting and ending value.
CD Calculator
Project a balance with regular contributions and compound growth.
College Cost Calculator
Estimate tuition costs over a future course of study.
Compound Interest Calculator
Explore how an initial balance grows with compound interest over time.
EPF / PF Growth Calculator
Separate projected EPF savings from employer contributions diverted to EPS.
Finance Calculator
Solve present value, future value or periodic payment.
Future Value Calculator
Project a balance with regular contributions and compound growth.
Interest Calculator
Project a balance with regular contributions and compound growth.
Investment Calculator
Project a balance with regular contributions and compound growth.
IRR Calculator
Find an internal rate of return for conventional periodic cash flows.
Mutual Fund Calculator
Project a balance with regular contributions and compound growth.
National Savings Certificate (NSC) Calculator
Estimate five-year certificate maturity and the annual interest accrual.
Payback Period Calculator
Estimate simple payback from constant annual net cash inflows.
Present Value Calculator
Discount a future amount to today.
ROI Calculator
Compare a gain with the amount invested to calculate a return percentage.
Savings Calculator
Project a balance with regular contributions and compound growth.
Simple Interest Calculator
Calculate interest on a principal amount at a fixed simple-interest rate.
Stock Average Purchase Price Calculator
Combine purchase lots and fees to calculate your average cost per unit.
Sukanya Samriddhi (SSY) Calculator
Project remaining contributions and maturity under an explicit account-age scenario.
Retirement
12401K Calculator
Project account growth and the effect of withdrawal tax.
403(b) Retirement Plan Calculator
Project retirement savings with salary contributions, employer matching and contribution caps.
Annuity Calculator
Project a balance with regular contributions and compound growth.
Annuity Payout Calculator
Calculate level withdrawals that exhaust a balance over a fixed period.
IRA Calculator
Project account growth and the effect of withdrawal tax.
NPS Corpus & Annuity Scenario Calculator
Project contributions, retirement corpus and a user-chosen annuity purchase scenario.
Pension Calculator
Estimate a defined-benefit pension from a plan’s formula.
Retirement Calculator
Project retirement savings and a first-year withdrawal budget.
RMD Calculator
Calculate a distribution using your applicable IRS life-expectancy divisor.
Roth IRA Calculator
Project account growth and the effect of withdrawal tax.
Senior Citizens Savings Scheme (SCSS) Calculator
Estimate quarterly income and principal returned at the end of a five-year scenario.
Social Security Calculator
Project an existing monthly benefit estimate with a COLA assumption.
Income, tax & everyday money
23Budget Calculator
Compare monthly income and expense categories.
Commission Calculator
Calculate a percentage amount and the adjusted total.
Currency Calculator
Convert an amount using an exchange rate you supply.
Debt-to-Income Ratio Calculator
Compare monthly debt payments to gross income.
Depreciation Calculator
Create a straight-line depreciation estimate.
Discount Calculator
Calculate a percentage amount and the adjusted total.
Estate Tax Calculator
Estimate the federal tax on a simple 2026 taxable estate above the basic exclusion.
GST Calculator
Add or remove a supplied GST rate and show an illustrative tax split.
Income Tax Calculator
Estimate 2026 US federal ordinary income tax for single or joint filers.
India Gratuity Scenario Calculator
Estimate gratuity from a confirmed statutory wage base and service scenario.
India HRA Exemption Calculator
Compare the three HRA exemption limits using annual figures for the same period.
India Income Tax: Old vs New Regime
Compare ordinary salary-income tax under explicitly dated Indian regime assumptions.
Inflation Adjusted Calculator
Calculate the real annual return from nominal return and inflation rates.
Inflation Calculator
Estimate how prices and purchasing power change over time.
Margin Calculator
Work out a profit margin or the revenue needed for a chosen margin.
Marriage Tax Calculator
Compare two single federal returns with one joint return for 2026.
Percent Off Calculator
Calculate a percentage amount and the adjusted total.
Post Office Monthly Income Scheme Calculator
Estimate monthly income and five-year payouts for a single or joint account scenario.
Salary Calculator
Convert hourly pay into weekly, monthly and annual gross salary.
Sales Tax Calculator
Calculate a percentage amount and the adjusted total.
Take-Home-Paycheck Calculator
Estimate take-home pay using your effective tax and deduction assumptions.
VAT Calculator
Calculate a percentage amount and the adjusted total.
XIRR Calculator
Estimate an annualized return from dated investment cash flows.