Everyday Tools

Golf Handicap Calculator

Estimate an unadjusted handicap index from exactly twenty score differentials. The tool averages the lowest eight and rounds to one decimal place, making that arithmetic easy to inspect.

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Your inputs

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Your result

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Adjust the inputs, then calculate to see your result here.

Calculated on your device. Inputs are not saved by this calculator.

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Using the Golf Handicap Calculator

Enter score differentials, not raw stroke totals. The list must contain twenty entries; the calculator sorts a copy to select the lowest eight. It does not calculate the differentials from course ratings or decide which rounds belong in an official record.

Worked example

Use the example inputs below to reproduce this result. These are the form's starting values, not recommended targets. Changing your inputs updates your result above; this worked example stays fixed for comparison. Results are rounded for display.

Example inputs

Exactly 20 recent score differentials
10, 12, 11, 14, 13, 9, 15, 12, 10, 11, 8, 13, 12, 10, 9, 14, 11, 12, 10, 13

Example result

Unadjusted handicap index estimate
9.6

Method and assumptions

Averages the lowest 8 of 20 score differentials. Excludes caps, exceptional-score adjustments and committee adjustments; not an official WHS handicap.

Reference: usga.org — method and further reading

Use differentials rather than stroke totals

A score differential and a raw round score are different inputs. Before calculating, check that the recorded values are already the differentials required by the method. This page performs the stated averaging step only. An official handicap record may apply additional rules, so a matching arithmetic average is not the same as official certification.

Common question

Why does my official index differ from this average?

The official process can apply adjustments and other rules that this tool does not implement. Also check that the twenty entries are the correct score differentials rather than raw scores. The output is explicitly an unadjusted estimate.